Don't let bad credit stop you from moving up in the world. Take steps today to break away from your past and change your situation. A bad credit rating is not forever. You can take steps today to make your credit good.
1. Get A Handle on Your Financial Situation. Don't hide from your finances--take a good hard look at them. Obtain a copy of of your credit report from the three main financial institutions. The credit reporting agencies are required to give you a free copy of your report if you've been turned down for credit within the last 30 days. Otherwise, the cost to get your report is around $10. It's well worth the investment to straighten out your finances.
Trans Union Corp.
2. Begin Repairing Your Credit Immediately. Start now doing what you can to remove the negative aspects of your credit report. This may involve paying for collection accounts and disputing invalid information. Document your conversations with the credit reporting agencies and keep the letters you send to them in a file for future reference.
Here's some things you can do to repair errors on your credit report:
3. Talk with our Mortgage Loan Professionals to see if you are currently in the situation to purchase a home. Many people are surprised to find that there are actually financing options available to those with less than perfect credit. Contact us today to see if you are eligible.